Buying Your First Investment Property? Read This First image

Buying Your First Investment Property? Read This First

I still remember the first couple I helped buy an investment property. They’d spent months scrolling through listings, running the numbers, and second-guessing themselves. When they finally exchanged, the relief was written all over their faces: “We can’t believe we actuall...

The Smart Way to Pay Off Your Mortgage Faster image

The Smart Way to Pay Off Your Mortgage Faster

Owning your home outright is one of the great Australian dreams — but for most of us, it can feel a long way off. Between rising living costs, high interest rates, and the day-to-day demands of life, paying down a mortgage can seem like a slow climb. The good news? With a few s...

Navigating the Home Buying Process: Tips for Self-Employed Clients image

Navigating the Home Buying Process: Tips for Self-Employed Clients

Buying a home should be an exciting time, but unfortunately this isn’t always the case for self-employed clients. As a mortgage broker with years of experience in helping clients secure their dream homes, I understand that self-employed individuals often face unique challenges ...

Enter FY26 with clarity & purpose! image

Enter FY26 with clarity & purpose!

As we tick over to a new financial year, it's the perfect time to reassess your financial situation and gear up for the financial year ahead. Whether you’re an experienced investor or new to managing your finances, this transition offers a chance to reflect, plan, and set yours...

Navigating the Changes to the First Homebuyer Government Guarantee Scheme: What to Expect from October 1, 2025 image

Navigating the Changes to the First Homebuyer Government Guarantee Scheme: What to Expect from October 1, 2025

As we enter the spring season and the housing market continues to evolve, the Australian government is backing up their promise to help more first homebuyers achieve their home ownership dreams. Effective from October 1, 2025, 3 months earlier than expected, significant changes a...

What to Do If You’ve Been Knocked Back by your Bank for a Mortgage image

What to Do If You’ve Been Knocked Back by your Bank for a Mortgage

Being knocked back for a mortgage can feel like a significant setback to your home buying journey. Something that is meant to be one of the most exciting times in your life can be overshadowed by a big black cloud of rejection. But don’t worry, you aren’t alone, with many fin...

5 Mortgage Myths Debunked image

5 Mortgage Myths Debunked

As a mortgage broker, I often hear a range of misconceptions about mortgages that can lead to confusion and sometimes even poor financial decisions. The home loan process is complex and with so much information available, it’s easy to fall prey to myths that can cloud judgement...

The RBA has reduced the cash rate, but what does this mean for you? image

The RBA has reduced the cash rate, but what does this mean for you?

If you are a homeowner, looking to enter the property market or an investor, chances are you have been following along closely in anticipation for a rate reduction. Finally in February, it seemed our prayers were answered when the Reserve Bank of Australia (RBA) announced a reduc...

Home Equity: What It Is and What You Can Do with It image

Home Equity: What It Is and What You Can Do with It

As 2025 is now if full swing, some of us are well and truly knuckling down to kick those financial goals we have set for the year ahead. One topic that has been hot on my clients lips throughout January is home equity. But what exactly is home equity, and how can it be leveraged...

Refinancing 101: Understanding when and why you should consider refinancing your mortgage image

Refinancing 101: Understanding when and why you should consider refinancing your mortgage

In the ever-evolving landscape of the Australian property market, refinancing your mortgage can be a strategic move that unlocks significant financial benefits. Whether you’re looking to save money, access equity, or change the terms of your loan, understanding the ins and outs...

New Year, New Mortgage Goals: Resolutions for Homeowners in 2025! image

New Year, New Mortgage Goals: Resolutions for Homeowners in 2025!

As the calendar flips to a new year, many Australian homeowners are setting their sights on improving their mortgage situation in 2025. After several years of rapid house price growth and interest rate hikes, Aussies are eager to get a better handle on their home loans. If you ...

Keep the cheer, cut the costs! A smart Christmas for Homeowners. image

Keep the cheer, cut the costs! A smart Christmas for Homeowners.

Christmas has a way of sneaking up on us. One minute we’re enjoying those first warm afternoons, and the next we’re knee-deep in school concerts, gift lists, and the annual debate about who’s hosting Christmas. For many it’s a joyful time—but it can also be the most exp...