I still remember the first couple I helped buy an investment property. They’d spent months scrolling through listings, running the numbers, and second-guessing themselves. When they finally exchanged, the relief was written all over their faces: “We can’t believe we actuall...
Owning your home outright is one of the great Australian dreams — but for most of us, it can feel a long way off. Between rising living costs, high interest rates, and the day-to-day demands of life, paying down a mortgage can seem like a slow climb. The good news? With a few s...
Buying a home should be an exciting time, but unfortunately this isn’t always the case for self-employed clients. As a mortgage broker with years of experience in helping clients secure their dream homes, I understand that self-employed individuals often face unique challenges ...
As we tick over to a new financial year, it's the perfect time to reassess your financial situation and gear up for the financial year ahead. Whether you’re an experienced investor or new to managing your finances, this transition offers a chance to reflect, plan, and set yours...
As we enter the spring season and the housing market continues to evolve, the Australian government is backing up their promise to help more first homebuyers achieve their home ownership dreams. Effective from October 1, 2025, 3 months earlier than expected, significant changes a...
Being knocked back for a mortgage can feel like a significant setback to your home buying journey. Something that is meant to be one of the most exciting times in your life can be overshadowed by a big black cloud of rejection. But don’t worry, you aren’t alone, with many fin...
As a mortgage broker, I often hear a range of misconceptions about mortgages that can lead to confusion and sometimes even poor financial decisions. The home loan process is complex and with so much information available, it’s easy to fall prey to myths that can cloud judgement...
If you are a homeowner, looking to enter the property market or an investor, chances are you have been following along closely in anticipation for a rate reduction. Finally in February, it seemed our prayers were answered when the Reserve Bank of Australia (RBA) announced a reduc...
As 2025 is now if full swing, some of us are well and truly knuckling down to kick those financial goals we have set for the year ahead. One topic that has been hot on my clients lips throughout January is home equity. But what exactly is home equity, and how can it be leveraged...
In the ever-evolving landscape of the Australian property market, refinancing your mortgage can be a strategic move that unlocks significant financial benefits. Whether you’re looking to save money, access equity, or change the terms of your loan, understanding the ins and outs...
As the calendar flips to a new year, many Australian homeowners are setting their
sights on improving their mortgage situation in 2025. After several years of rapid house price growth and interest rate hikes, Aussies are eager to get a better handle on their home loans. If you ...
Christmas has a way of sneaking up on us. One minute we’re enjoying those first warm afternoons, and the next we’re knee-deep in school concerts, gift lists, and the annual debate about who’s hosting Christmas. For many it’s a joyful time—but it can also be the most exp...